Let's start with a conversation.

No credit pull to begin, no obligation, and a straight answer about whether the timing works for you. Call, text, email, or send the form below.

Direct

Reach me here

Phone & text 518-390-4333
Based in Herndon, VA 20171

Save my details in one tap

My digital business card has everything — call, text, email, the loan application and a QR you can scan or share. It saves straight to your phone’s contacts.

Already decided? Skip the form.

If you know you want to move forward, start the secure loan application directly and I'll pick it up from there — usually the same day. Nothing goes to a lender without your say-so.

What happens next

  • I reply within one business day — usually much sooner
  • We spend fifteen minutes on your goals and timeline
  • You get a realistic price range and a document list
  • Nothing is pulled or submitted without your say-so
  • The figures you're quoted are the figures you'll see at closing

Lending licensed in

VA · MD · WV · NC · CA

Real estate licensed in

Virginia — #0225268089

Brokerage

Prime Properties DMV LLC — Broker License #0226028782
2253 Papermill Rd, Winchester, VA 22601

Send a message

Tell me what you need

The more detail you give, the more useful my first reply will be.

Full name *
Phone *
Email *
I need help with
Timeline
City / state of the property Optional
Anything else I should know? Optional

Please don't send Social Security numbers, account numbers or other sensitive documents through this form — I'll send you a secure link for those.

Who you're actually working with

NAVA9 Investments is my professional brand — it is not a lender or a licensed brokerage. Each service is provided through the licensed company below, and using one is never a condition of the other.

LOAN FACTORY Home loans — the lender Mortgage loans are originated through Loan Factory, which sponsors my loan-officer licence.
Company NMLS #320841 · Rajneesh Bhandari NMLS #2824532
Licensed in VA, MD, WV, NC & CA
Prime Properties DMV LLC Prime Properties DMV LLC Real estate — the brokerage Real estate services are provided through Prime Properties DMV LLC, the brokerage that holds my Virginia licence.
VA Firm Lic. #0226028782 · Rajneesh Bhandari VA Lic. #0225268089
2253 Papermill Rd, Winchester, VA 22601

Equal Housing Lender · Equal Housing Opportunity · REALTOR®  |  Verify mortgage licensing at nmlsconsumeraccess.org

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Before you continue

You’re going to Loan Factory — and I’m still your loan officer

Your file isn’t being handed to someone else. Loan Factory is the licensed mortgage company I originate loans under, so the application form lives on their system — but I am the loan officer on your file from the first question to closing.

Opens in a new tab at www.loanfactory.com — check that address bar before you enter anything, here or anywhere else.

Continue

Rather ask me first? Call or text 518-390-4333 and we’ll talk it through — you never have to start an application to get an answer.
Loan Factory, Company NMLS #320841 · Rajneesh Bhandari, Individual NMLS #2824532 · Equal Housing Lender.